Here are my top 10 tips for a best buy in a down market.

Wealth is created on the buy side. - A simple truth




10. Be persistent. The right deal and price is often right in front of you.

9. "Blink" (a must read! Buy it. Malcolm Gladwell). Trust your first instincts.

8. Get a pro and be faithful. They will watch your back. Rewards run both ways. An exclusive buyer agent will give you valuable strategies and immediate and thorough access to the home market

7. Do your due diligence. Hire a reputable inspector who knows property conditions. You'll avoid getting in over your head.

6. Accept your limitations. Embrace them. You probably can do more than you think, a "do it all" attitude is commendable, but what time and effort are you really willing to commit to the project and how many mistakes can you afford..

5. Enlist a qualified mortgage broker. Do not over leverage your financial position adn buy what you can afford. A good mrtgage broker will define your buying parameters and monthly allocated costs to own.

4. Define the specific use for your property purchase. "My new home!" "A retirement investment." Rehab and revitalize- A fixer to improve and flip.

3. Location, location, location. Buy where infrastructure is thriving. Schools, recreation areas, commerce, etc. Where you desire to live, others do, too.

2. Fairness is a winning game plan.

1. Be thankful for your great buy and embrace your neighbors. Congratulations.

3 Reasons why you need a Pro in this Economy

You might think that the Internet has replaced realtors.
After all, you can find everything, from the House to the Mortgage, online!





So - why should you pay for the services of a Realtor when you want to buy a House?


1. The Housing market is essentially local. Not only because every neighborhood has its own laws - but because you're buying a product that is so specific that there are many ways to go wrong.

2. Most people still sell their houses through an agent. That agent has their interest at heart - not yours. Which means, the higher you pay, the higher their percentage.
When you go through an exclusive buyer agent, you are avoiding that kind of conflict of interest.

3. A good realtor knows the market - and he knows lending. He might steer you to a network of trusted mortgage lenders… Which is very important in this economy, when you don't know if you can trust even the fine print which you usually don't understand!!